OUR TERMS AND CONDITIONS (T&C)!
Important Legal Notice Regarding Terms Of Use Of Creditassetflow.com Products

1. INTRODUCTION

Welcome to Creditassetflow.com!

These Terms of Service govern your use of our website which you are currently on, operated by Creditassetflow.com. Our Privacy Policy also governs your use of our Service and explains how we collect, safeguard and disclose information that results from your use of our web pages.

Your agreement with us includes these Terms of services, Disclaimer, and our Privacy Policy (“Agreements”). You acknowledge that you have read and understood Agreements and agree to be bound by them.

If you do not agree with (or cannot comply with) Agreements, then you may not use the service, but please let us know by emailing at vonzel@vsawyerassociates.com so we can try to find a solution. These Terms apply to all visitors, users and others who wish to access or use Service.

2. COMMUNICATIONS

By signing up to our product or service, you agree to subscribe to newsletters, marketing or promotional materials and other information we may send. However, you may opt out of receiving any, or all, of these communications from us by following the unsubscribe link or by emailing at vonzel@vsawyerassociates.com.

3. SUBSCRIPTIONS

Our product is billed as a one-time payment plan. 

A valid payment method is required to process the payment for your purchase or subscription. You shall provide us with accurate and complete billing information that may include but not limited to full name, address, state, postal or zip code, telephone number, and a valid payment method information.

By submitting such payment information, you automatically authorize creditassetflow.com to charge all purchasing or subscription fees incurred through your account to any such payment instruments.

Should the billing fail to occur for any reason, creditassetflow.com reserves the right to terminate your access to the service with immediate effect.

4. FEE CHANGES

Creditassetflow.com, in its sole discretion and at any time, may modify purchasing or subscription fees for the buyers or subscribers.

5. REFUNDS

We issue no refunds for purchase or contracts

6. CONTENT

Content found on or through this Service are the property of creditassetflow.com or used with permission. You may not distribute, modify, transmit, reuse, download, repost, copy, or use said content, whether in whole or in part, for commercial purposes, without express advance written permission from creditassetflow.com.

7. INTELLECTUAL PROPERTY RIGHTS

The content on the website, including without limitation, the text, software, scripts, graphics, photos, sounds, music, videos, interactive features and the like and the trademarks, service marks and logos contained therein (the "Intellectual Property"), are owned by or licensed to creditassetflow.com, subject to copyright and other intellectual property rights under United States and foreign laws and international conventions.

Content on the website is provided to you AS IS for your information and personal use only and may not be used, copied, reproduced, distributed, transmitted, broadcast, displayed, sold, licensed, or otherwise exploited for any other purposes whatsoever without the prior written consent of the respective owners. 

Creditassetflow.com reserves all rights not expressly granted in and to the website and the Intellectual Property.

You agree to not engage in the use, copying, or distribution of any of the Intellectual Property other than expressly permitted herein. If you download or print a copy of the Intellectual Property for personal use, you must retain all copyright and other proprietary notices contained therein.

You agree not to circumvent, disable or otherwise interfere with security related features of the Website or features that prevent or restrict use or copying of any Intellectual Property or enforce limitations on use of the Website or the Intellectual Property therein. Some of the products or services may allow you to submit or transmit audio, video, text, or other materials (collectively, "User Submissions'') to or through the Services.

When you provide User Submissions, you grant to creditassetflow.com, its parents, subsidiaries, affiliates, and partners a non-exclusive, worldwide, royalty-free, fully sublicensable license to use, distribute, edit, display, archive, publish, sublicense, perform, reproduce, make available, transmit, broadcast, sell, translate, and create derivative works of those User Submissions, and your name, voice, likeness and other identifying information where part of a User Submission, in any form, media, software, or technology of any kind now known or developed in the future, including, without limitation, for developing, manufacturing, and marketing products. You hereby waive any moral rights you may have in your User Submissions.

In addition, you agree that any User Submissions you submit shall not contain any material that is, in the sole and absolute discretion of creditassetflow.com, inappropriate, obscene, vulgar, unlawful, or otherwise objectionable (hereinafter, "Prohibited Content").

Posting of any Prohibited Content, in addition to any and all other rights and remedies available to creditassetflow.com, may result in account suspension or termination.

We respect your ownership of User Submissions. If you owned a User Submission before providing it to us, you will continue owning it after providing it to us, subject to any rights granted in the Terms of Use and any access granted to others.

If you delete a User Submission from the Services, our general license to that User Submission will end after a reasonable period of time required for the deletion to take full effect. However, the User Submission may still exist in our backup copies, which are not publicly available.

If your User Submission is shared with third parties, those third parties may have retained copies of your User Submissions.

In addition, if we made use of your User Submission before you deleted it, we will continue to have the right to make, duplicate, redistribute, and sublicense those pre-existing uses, even after you delete the User Submission.

Terminating your account on a Service will not automatically delete your User Submissions. We may refuse or remove a User Submission without notice to you.

However, we have no obligation to monitor User Submissions, and you agree that neither we nor our parents, subsidiaries, affiliates, employees, or agents will be liable for User Submissions or any loss or damage resulting from User Submissions. We do not guarantee that User Submissions will be private, even if the User Submission is in a password-protected area.

Accordingly, you should not provide User Submissions that you want protected from others. You represent and warrant that you have all rights necessary to grant to creditassetflow.com the license above and that none of your User Submissions are defamatory, violate any rights of third parties (including intellectual property rights or rights of publicity or privacy), or violate applicable law.

8. GEOGRAPHIC LIMITS OF SERVICE

Creditassetflow.com makes no representation that materials contained on the Services or products described or offered are appropriate or available for use in jurisdictions outside the United States, or that these Terms comply with the laws of any other country.

Accessing the Service is prohibited from territories where the Content or Services are illegal.
If you access the Service from other locations, you do so at your own initiative and are responsible for compliance with local laws.

You agree that you will not access the Services from any territory where the Content or Services are illegal, and that you, and not creditassetflow.com, are responsible for compliance with applicable local laws.

9. LINKS TO OTHER WEBSITES

Our Service may contain links to third party websites or services that are not owned or controlled by Us.
Creditassetflow.com has no control over, and assumes no responsibility for the content, privacy policies, or practices of any third party web sites or services. We do not warrant the offerings of any of these entities/individuals or their websites.

YOU ACKNOWLEDGE AND AGREE THAT COMPANY SHALL NOT BE RESPONSIBLE OR LIABLE, DIRECTLY OR INDIRECTLY, FOR ANY DAMAGE OR LOSS CAUSED OR ALLEGED TO BE CAUSED BY OR IN CONNECTION WITH USE OF OR RELIANCE ON ANY SUCH CONTENT, GOODS OR SERVICES AVAILABLE ON OR THROUGH ANY SUCH THIRD PARTY WEB SITES OR SERVICES.

WE STRONGLY ADVISE YOU TO READ THE TERMS OF SERVICE AND PRIVACY POLICIES OF ANY THIRD PARTY WEB SITES OR SERVICES THAT YOU VISIT.

10. DISCLAIMER OF WARRANTY

THESE SERVICES ARE PROVIDED BY COMPANY ON AN “AS IS” AND “AS AVAILABLE” BASIS.
CREDITASSETFLOW.COM MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THEIR SERVICES, OR THE INFORMATION, CONTENT OR MATERIALS INCLUDED THEREIN. 

YOU EXPRESSLY AGREE THAT YOUR USE OF THESE SERVICES, THEIR CONTENT, AND ANY SERVICES OR ITEMS OBTAINED FROM US IS AT YOUR SOLE RISK.

NEITHER CREDITASSETFLOW NOR ANY PERSON ASSOCIATED WITH CREDITASSETFLOW'S  MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE SERVICES.

WITHOUT LIMITING THE FOREGOING, NEITHER CREDITASSETFLOW.COM NOR ANYONE ASSOCIATED WITH US REPRESENTS OR WARRANTS THAT THE SERVICES, THEIR CONTENT, OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE SERVICES WILL BE ACCURATE, RELIABLE, ERROR-FREE, OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT THE SERVICES OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS OR THAT THE SERVICES OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE SERVICES WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS.

WE HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR PARTICULAR PURPOSE.

THE FOREGOING DOES NOT AFFECT ANY WARRANTIES WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE PRIOR LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.

11. NO USE BY MINORS

Our Service is intended only for access and use by individuals at least eighteen (18) years old or to anyone over the legal age in their jurisdiction.

By accessing or using our produt or service, you warrant and represent that you are at least eighteen (18) years of age and with the full authority, right, and capacity to enter into this agreement and abide by all of the terms and conditions of Terms.

If you are not at least eighteen (18) years old, you are prohibited from both the access and usage of the produt or service.

12. GOVERNING LAW

These Terms shall be governed and construed in accordance with the laws of United States, which governing law applies to agreement without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.
If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. 

These Terms constitute the entire agreement between us regarding our Service and supersede and replace any prior agreements we might have had between us regarding Service.

13. CHANGES TO SERVICE
We reserve the right to withdraw or amend our product or service, and any product or service or material we provide via product or service, in our sole discretion without notice. 

We will not be liable if for any reason all or any part of product or service is unavailable at any time or for any period. 

From time to time, we may restrict access to some parts of product or service, or the entire product or service, to users, including registered users or buyers access.

14. AMENDMENTS TO TERMS

We may amend Terms at any time by posting the amended terms on this site. It is your responsibility to review these Terms periodically.

Your continued use of the Platform following the posting of revised Terms means that you accept and agree to the changes. You are expected to check this page frequently so you are aware of any changes, as they are binding on you.

By continuing to access and/or use our product or service after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the product or service.

15. ACKNOWLEDGEMENT

BY USING OUR PRODUCT/SERVICE OR OTHER PRODUCTS/SERVICES PROVIDED BY US, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS OF SERVICE AND AGREE TO BE BOUND BY THEM.

16. CONTACT US

Please send your feedback, comments, requests for technical support by email: vonzel@vsawyerassociates.com
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